Will NFC become a killer technology

While contactless credit card is still a hot issue in the island-country of Singapore, several vendors in the region have started to buzz the concept of contactless mobile payment during a seminar last week.
The keyword is: NFC. The question is: Will it be a killer technology?

Near-Field Communication or NFC is a short-range 13.56 MHz wireless technology that can transfer data up to 424 kbits/s. Using standardized protocols developed by industry-sponsored NFC Forum, inter-device NFC communication is expected to establish two-way link and exchange data among different consumer products, such as mobile phones, televisions, personal computers and digital cameras. Touching and waving are the most common interaction styles that promise convenience as any other contactless technology. Nevertheless, the current usage of NFC technology is still limited to contactless card payment, contactless mobile payment and interactive smart poster.

Thian Yee Chua, the CEO of CASSIS, during a seminar in Singapore last week, emphasized the need to build an NFC ecosystem, an environment for consumer-service, for a wide adoption of NFC technology. Lim Boon Heong, the Marketing and Business Development Director in NFC business of INSIDE Contactless further detailed the importance of NFC handset availability, win-win business models and an open standard.

Contactless mobile payment is one of the applications highlighted during the seminar. Several pilots planned and initiated have involved major credit card companies, banks, merchants, mobile service providers, mobile network operators, such as: VISA, JCB, MasterCard, CCV Holland B.V, KPN, Nokia, PaySquare, Philips and ViVOtech, SK Telecom, Orange, France Telecom, China Fujian Mobile Communications Co. Ltd., Xiamen Branch and Xiamen E-Tong Card Company Ltd, 2-Eleven, Gemplus, CASSIS.

Yet, Bank of America that has conducted an NFC trial in collaboration with Venyon Oy and its 5000 employees at one of its corporate campus in Delaware reported in May 2007 that the NFC portion of the trial has flopped due to variety reasons, including undesirable mobile phone model and problems in downloading payment application to the handsets.

In addition, a security issue in the form of protocol vulnerabilities may become worse if NFC-enabled mobile phones can act as cards or terminals, can be programmed by their users and can communicate with each other (Anderson, Ross. RFID and the Middleman. Retrieved on 06-08-2007).

Mobile Caching

One late afternoon, I went to a public administration office in Helsinki and found out that the office has moved to a new address unfamiliar to me. Realising that I only had a very short time to find the new place before the office closed, I took a few pictures of the moving announcement and the map of the new location using my mobile phone camera. To save time, I immediately left the old office and started to walk around and ask people nearby .


The first several people I asked were familiar with the street, but had no clue about the exact location. I remembered that I have taken the map of the new location using my mobile phone, so I started to show the pictures to the next several people I met on the street using my mobile phone.

A lady immediately recognized the building and gave me a direction. "A good start", I thought. After thanking the lady, I walked toward the direction provided and asked another lady with the map from my mobile phone. Looking at the map, she pointed out that the building was located somewhere across the street block. After thanking her, I rushed to cross the street and went around the block where I found a nice young man walking towards me. I told him about the information from the previous two ladies while showing him the map. He directly pointed out the building I was looking for and suggested me to go inside, because the office is located somewhere in the building. Thankfully, I found the new office before it closed that afternoon.

My camera phone has helped me to store and retrieve in-situ information within seconds. It has also become a means of sharing information. The process of knowledge sharing became smoother with the presence of simple visual information. This visual information presented by mobile phone is similar to the context scenarios in Pair Writing. By sharing a chunk of incomplete information, each passerby has helped me to incrementally build and share a new knowledge about the location in a very short time, which would have not been possible without the help of my mobile phone.